Fix-and-Flip Loans for Texas Real Estate Investors. Rates Starting at 7.49%.

A smarter approach to real estate financing. Call your local loan officer to get your loan funded today.

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Testimonial
Anthony N.

"I've worked with Conventus on 30 fix and flip projects in the last 5 years and they are hands down the BEST lenders! Super responsive, competitive rates and terms and they always go above and beyond to make sure the whole process is as smooth as possible and the funding is on time. They really care about their clients and do everything to make sure the we have a great experience."

Anthony N. / Dallas

Why investors trust conventus

Real estate investing is about confidence and partnerships that last. At Conventus, we’ve helped investors fund over $10 billion in real estate deals. We’re more than a lender—we’re a trusted capital partner who understands the urgency and complexity, as well as the ambition that drives the market. The go to hard money lender for Texas.

Conventus Loans and Starting Rates

Conventus Loans and Starting Rates

Conventus calculates financing terms based on the property, not just the borrower, so you can move forward with confidence.

Fix-and-Flip Rates as low as
7.49%
Bridge Rates as low as
7.49%
DSCR Rates as low as
5.75%
Ground Up Construction Rates as low as
8.99%
Testimonials
Where We Lend
States We Lend In States We Do Not Lend In
Map of the United States showing the states where Conventus lends

Where We Lend:

Nationwide Coverage

$10B+

Loans funded

4,600+

Clients Nationwide

Fix and Flip Loan FAQs

Fix and Flip Financing

Get answers to your fix and flip financing questions

Everything you need to know about funding your next flip, simplified. Curious what the loan covers, how the rehab draws work, or how quickly you can close? These answers give you a clear view of how Conventus fix and flip financing works before you talk numbers on your next deal.

What is a Conventus fix and flip loan?+
A fix and flip loan is short-term financing built for investors who buy, renovate, and resell residential property. Conventus funds both the purchase and the rehab on a single loan with interest-only payments during the project, so your capital stays focused on the work rather than tied up in the property.
What does a fix and flip loan cover?+
Both the purchase and the renovation. Conventus finances a portion of the purchase price up front and the approved rehab budget through a draw process as the work is completed. Combining acquisition and renovation in one loan means you manage a single file and a single Relationship Manager from purchase through sale.
How much of my project can Conventus finance?+
Conventus structures fix and flip leverage around two figures: loan-to-cost, a percentage of your total project cost, and loan-to-ARV, a percentage of the property's after-repair value. Most loans finance a meaningful share of both the purchase and the rehab while keeping the total within a conservative percentage of ARV. Your Relationship Manager can confirm the exact leverage once they review your numbers.
How does the rehab draw process work?+
Your rehab budget is funded in stages rather than all at once. As you complete phases of the work, you submit a draw request, Conventus verifies the progress, and funds are released to reimburse those costs. You can submit and follow every request through our Draw Status Tracker, and you carry interest only on the funds you have actually drawn.
How quickly can Conventus close a fix and flip loan?+
Often within a matter of days. Because qualification centers on the property and the deal rather than extensive income documentation, a dedicated Relationship Manager can keep your file moving and help you close in time to secure the property before another buyer steps in.
Do I need prior flipping experience to qualify?+
Not necessarily. Conventus works with investors across experience levels, from those financing a first project to operators running several flips at once. Your track record can affect the leverage and terms available to you, so your Relationship Manager will factor it into how the loan is structured.
How do I get started with a fix and flip loan?+
The fastest path is a conversation with a Relationship Manager. Call (800) 204-2705, email info@cvlending.com, or complete the short form on our site, and we will review your project, walk through your numbers, and outline terms for your next flip.

A Smarter Approach to Real Estate Financing

At Conventus, smarter means more than competitive rates. It means a dedicated point of contact who manages your deal from application to funding, clear communication at every step, and a team that understands the urgency behind every transaction. We’ve helped investors fund over $10 billion in real estate deals across 44 states. This is what working with a true capital partner feels like.

Rather fill out a form? Submit your information below and we'll get back to you ASAP.

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