Conventus and Thomas Harr

Let's fund your next deal fast!

Whether you're flipping, BRRRing, or building a rental portfolio (DSCR), Conventus has the loan for it. Fast closings, investor-focused terms, no income documentation hassles.

Tom personally uses Conventus for his own deals. This isn't a random referral — it's the lender his network trusts when capital needs to move fast.

Schedule a call with Michael.

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Why investors trust conventus

Real estate investing is about confidence and partnerships that last. At Conventus, we’ve helped investors fund over $10 billion in real estate deals. We’re more than a lender—we’re a trusted capital partner who understands the urgency and complexity, as well as the ambition that drives the market. The go to hard money lender.

Conventus Loans and Starting Rates

Conventus Loans and Starting Rates

Conventus calculates financing terms based on the property, not just the borrower, so you can move forward with confidence.

Fix-and-Flip Rates as low as
7.49%
Bridge Rates as low as
7.49%
DSCR Rates as low as
5.75%
Ground Up Construction Rates as low as
8.99%
Testimonials
Where We Lend
States We Lend In States We Do Not Lend In
Map of the United States showing the states where Conventus lends

Where We Lend:

Nationwide Coverage

$10B+

Loans funded

4,600+

Clients Nationwide

Conventus FAQs

About Conventus

Get answers to your questions about Conventus

Everything you need to know about how Conventus works, simplified. Curious what we lend on, who we work with, or how fast we can close? These answers give you a clear view of how Conventus approaches real estate financing before you bring us your next deal.

What is Conventus?+
Conventus is a private real estate lender built for investors. We finance investment property, from short-term bridge and fix and flip deals to long-term rentals and ground-up construction, and we qualify the loan on the property and the deal rather than your personal income. It is a smarter approach to real estate financing, designed around how investors actually work.
What types of loans does Conventus offer?+
Conventus offers a full range of investor financing: bridge loans for fast acquisitions and stabilization, fix and flip loans that fund both the purchase and the rehab, DSCR loans for long-term rentals that qualify on the property's cash flow, ground-up construction loans, and multifamily financing. Your Relationship Manager can point you to the product that fits your deal.
Who can get a loan from Conventus?+
Conventus lends to real estate investors across experience levels, from those financing a first project to operators managing large portfolios. Our loans are for business and investment purposes on non-owner-occupied property, not for primary residences. Because qualification centers on the property and the deal, you do not need the extensive income documentation a traditional mortgage requires.
Where does Conventus lend?+
Conventus lends across a wide and growing range of states. Coverage can vary by loan product and market, so the fastest way to confirm whether we lend in your area is to ask your Relationship Manager when you run your scenario by us.
How is Conventus different from a traditional bank or mortgage lender?+
Banks underwrite the borrower; Conventus underwrites the deal. Because qualification centers on the property and the numbers rather than lengthy income review, Conventus can often move faster and structure financing around an investor's timeline. You also work with a single, dedicated Relationship Manager from your first call through closing, rather than handing your file between departments.
How quickly can Conventus close a loan?+
Often within a matter of days, depending on the product and the deal. Because qualification centers on the property rather than extensive income documentation, a dedicated Relationship Manager can keep your file moving and help you close in time to secure the opportunity.
How do I get started with Conventus?+
The fastest path is a conversation with a Relationship Manager. Call (800) 204-2705, email info@cvlending.com, or complete the short form on our site, and we will review your scenario, walk through your numbers, and outline terms for your deal.
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