New Construction

Build Smarter, Scale Faster—New Construction Financing Designed for Investors

Fast, flexible capital for ground-up construction.

About the Solution

New construction is where vision meets execution—where investors and developers turn blueprints into reality. Whether you’re building a single-family home, a multifamily rental, or a full-scale development, securing the right financing is critical.

At Conventus, we provide fast, investor-focused loans tailored to builders, developers, and real estate investors who need capital without the rigid processes of traditional banks. With streamlined approvals, as well as competitive rates, and funding designed to keep projects on track, we help you break ground faster and build for the future.

Loan Terms & Features

Loan Amounts: $100,000 – $10,000,000
Loan-to-Cost (LTC): Up to 85%
Loan-to-After-Repair-Value (LTARV): Up to 70%
Terms: 12-24 months with extension options
Project Types: Land, entitled land/design state, entitled & permitted (shovel-ready), mid-construction
Repayment: Interest-only during construction
Prepayment: No penalties for early payoff
Refinance & Cash Out: Refinance your purchase to replenish working capital

Exact terms depend on borrower qualifications and project details.

Your Next Project is a Milestone. Let’s Lay the Foundation for Something Extraordinary.

Every new build is an opportunity to create lasting value. It’s a home where families will grow, a rental that will generate wealth for years, and a development shaping vibrant communities.

Why Choose Conventus for New Construction Financing?

We facilitate fast closings to keep you moving.

Secure funding in as little as 5 business days, so you can acquire land, hire contractors, and begin construction without delays.

The conventus process:

A Lending Process Built for Builders

1. Quick Pre-Approval

Provide project details, including land acquisition or development plans, and get a conditional loan approval in 24-48 hours.

2. Tailored Loan Structuring

We craft financing solutions based on your timeline, budget, and exit strategy, ensuring a seamless fit for your investment goals.

3. Fast Closings & Draws

Close in as little as 5 business days and access construction funds in stages as project milestones are completed.

The Conventus Advantage Over Traditional Banks

Real estate investing is about confidence, speed, and partnerships that last. At Conventus, we’ve helped investors fund over $8 billion in real estate deals. We’re more than a lender—we’re a trusted capital partner who understands the urgency, complexity, and ambition that drives the market.

Conventus New Construction Loans

Traditional Bank Loans

Frequently Asked Questions (FAQ)

Quick answers to questions you may have.

Who qualifies for a new construction loan?

We primarily work with experienced builders and real estate investors, but we also evaluate first-time developers based on project feasibility and financial strength.

Do I need permits before closing?

In many cases, you can close before obtaining final permits, allowing you to secure funding earlier and start preparing your site.

How long does it take to get funding?

We offer conditional approvals in just a few days and can close in as little as 5 business days, depending on project complexity.

Can I finance both land and construction costs?

Yes. Our loans cover up to 85% of total project costs, including land acquisition, materials, and labor.

How do construction draws work?

Funds are released in stages based on completed construction milestones to ensure steady progress without cash flow disruptions.

Are there prepayment penalties?

No. You can refinance or sell your project whenever it makes sense for your investment strategy, without extra fees.

Heter Iska Financing

At Conventus Lending, we understand the importance of aligning financial solutions with our clients’ values. That’s why we offer Heter Iska-based financing—a Halachically compliant alternative to conventional interest-bearing loans, structured to avoid Ribbis (interest) in accordance with Jewish law. To learn more, visit: https://www.kfikosher.org/id/k-765

Ready to Break Ground? Let’s Build Something Great.

With Conventus, you get fast approvals, competitive terms, and investor-focused financing designed to help you build faster and scale bigger.

Bridge / Fix & Flip

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