New Hampshire Private Lending
Private Real Estate Lending
Built for New Hampshire Investors
Financing shaped to your deal, with one Relationship Manager
handling your file from the first call to the final wire.
Loans To Fit Every Project
Conventus offers deep industry expertise and a track record of billions funded to real estate investors. Whether clients are flipping properties, building new developments, or investing in rentals, Conventus provides fast, tailored financing solutions that enable investors to act decisively and strategically. Every client interaction emphasizes responsive support and streamlined execution, ensuring financing aligns with their goals.
Fix-and-Flip
DSCR
New Construction
Flexible financing solutions for builders and developers of ground up construction, enabling you to seamlessly move from blueprint to breakthrough with speed, transparency, and confidence.
Multifamily
New Hampshire Market
New Hampshire Hard Money Lending
Investors looking for a hard money lender in New Hampshire usually want one thing: financing that qualifies on the deal, not a W-2, and closes on an investor’s timeline.
New Hampshire’s investor market runs on rentals and on a tax advantage. In the southern tier, Manchester, Nashua, and Salem, deals sit inside the Boston commuter belt and move on that demand. Along the Seacoast, Portsmouth, Dover, and Exeter, values run higher and holds lean on appreciation. Older single-family and condo stock bought and held as a rental is the signature asset, which is why DSCR carries most of our New Hampshire book. Conventus funds these deals across the southern tier, the Seacoast, and the state’s secondary markets, with one Relationship Manager on your file from first call to final wire.
Where we lend in New Hampshire
Manchester · Nashua · Concord · Portsmouth · Dover · Rochester · Salem · Exeter · and surrounding markets
Funded deals across New Hampshire
Speed
5–10 days
Close before other buyers can move.
Leverage
90% / 100%
Purchase and rehab, so more of your capital stays free.
Pricing
From 7.75%
Interest-only options lower your carrying costs.
Service
One POC
Your single contact, from application to payoff.
Recent Closings
Funded Loans in New Hampshire
Deals structured across New Hampshire by our Relationship Managers.
Location
Property Type
Product Type
Amount
Portsmouth, NH
Cash Out Refi
Single Family Residential
Transactional Bridge
$1,500,000
Portsmouth, NH
Cash Out Refi
Single Family Residential
DSCR
$460,000
Rochester, NH
Cash Out Refi
Single Family Residential
DSCR
$400,000
Exeter, NH
Cash Out Refi
Condominium
DSCR
$360,000
Manchester, NH
Cash Out Refi
Condominium
DSCR
$140,000
Frequently Asked Questions
Does Conventus lend on 2-to-4-unit and multi-family properties in New Hampshire?
Yes. Two-to-four-unit and small multi-family, common around Manchester and Nashua, are among the assets we finance in New Hampshire, on both fix-and-flip and DSCR terms. Single-family and condo rentals across the Seacoast are the other half of our activity here, and the multiple rent streams on a multi-family make the DSCR ratio easier to clear.
What loan products does Conventus offer New Hampshire investors?
We’re flexible based on your deal structure. Our four main categories are fix-and-flip and bridge loans for acquisition and rehab, DSCR loans for the rental hold, and ground-up construction financing. If these don’t fit your deal, reach out and we’ll put something together to get your deal financed.
Do you offer DSCR loans in New Hampshire, and where do they cash-flow best?
Yes. DSCR loans qualify on the property’s rental income, not your tax returns. They pencil most cleanly around Manchester, Nashua, and Rochester, where cap rates run roughly 6% to 7%. On the Seacoast, in Portsmouth and the higher-value coastal towns, yields compress and DSCR leans more on appreciation. DSCR carries the majority of our New Hampshire book.
Is Conventus a hard money lender?
Conventus is a private real estate lender. Investors often use “hard money” as shorthand for fast, asset-based financing that qualifies on the deal instead of a W-2, and that is what we provide, with institutional backing, in-house underwriting, and a local Relationship Manager rather than a one-off broker.
Does a fix-and-flip loan cover the renovation budget, or just the purchase?
Both. A Conventus fix-and-flip loan finances the purchase and the rehab in one file, with the construction budget released in draws tied to completed work, so you are not carrying the renovation in cash or stacking a second lender.
Do I need a New Hampshire LLC to borrow?
These are business-purpose loans, so most clients borrow through an LLC, and we can typically close in the entity that holds the deal. We do not lend on owner-occupied primary residences.
Which New Hampshire markets does Conventus lend in?
Statewide. Activity concentrates in the southern tier around Manchester and Nashua, inside the Boston commuter belt, and across the Seacoast, Portsmouth, Dover, Rochester, and Exeter, but we finance deals throughout New Hampshire.
How fast can you close in New Hampshire?
On investor timelines, not retail ones. As fast as 7 days on a clean fix-and-flip file. Speed comes from in-house underwriting and a Relationship Manager who works your file directly.
How do I get a quote or get started?
Call your local New Hampshire Relationship Manager at (800) 204-2705, or submit your deal through the lead form and we will follow up. Bring the address, the purchase price, and the rehab scope or the rent, and we can tell you how it structures.