Connecticut Private Lending
Private Real Estate Lending
Built for Connecticut Investors
Financing shaped to your deal, with one Relationship Manager
handling your file from the first call to the final wire.
Loans To Fit Every Project
Conventus offers deep industry expertise and a track record of billions funded to real estate investors. Whether clients are flipping properties, building new developments, or investing in rentals, Conventus provides fast, tailored financing solutions that enable investors to act decisively and strategically. Every client interaction emphasizes responsive support and streamlined execution, ensuring financing aligns with their goals.
Fix-and-Flip
DSCR
New Construction
Flexible financing solutions for builders and developers of ground up construction, enabling you to seamlessly move from blueprint to breakthrough with speed, transparency, and confidence.
Multifamily
Connecticut Market
Connecticut Hard Money Lending
Investors looking for a hard money lender in Connecticut usually want one thing: financing that qualifies on the deal, not a W-2, and closes on an investor’s timeline.
Connecticut’s investor market splits along the same line the state does. In Fairfield County, Stamford, Norwalk, and Danbury, deals move fast and often need bridge capital to compete with cash. In Hartford, New Haven, Bridgeport, and Waterbury, the work is value-add: older two-to-four-unit stock bought, rehabbed, and held or sold. Hard money and bridge financing exist for exactly these deals, where the asset and the plan carry more weight than a tax return. Conventus funds them across Fairfield County, the Hartford and New Haven corridors, and the state’s secondary markets, with one Relationship Manager on your file from first call to final wire.
Where we lend in Connecticut
Hartford · New Haven · Stamford · Bridgeport · Waterbury · Norwalk · Danbury · Fairfield County · and surrounding markets
Funded deals across Connecticut
Speed
5–10 days
Close before other buyers can move.
Leverage
90% / 100%
Purchase and rehab, so more of your capital stays free.
Pricing
From 7.75%
Interest-only options lower your carrying costs.
Service
One POC
Your single contact, from application to payoff.
Recent Activity
Funded Loans in Connecticut
Location
Property Type
Product
Amount
West Hartford, CT
Single Family Residential (2-4)
DSCR
$410,000
Bridgeport, CT
Single Family Residential (2-4)
Fix-and-Flip
$500,000
New Haven, CT
Single Family Residential (2-4)
Fix-and-Flip
$294,000
Derby, CT
Single Family Residential (2-4)
Fix-and-Flip
$245,000
Waterford, CT
Single Family Residential
DSCR
$273,000
West Hartford, CT
Single Family Residential (2-4)
DSCR
$675,000
A sample of recent Connecticut closings. Figures shown as funded.
Frequently Asked Questions
Does Conventus lend on 2-to-4-unit and multi-family properties in Connecticut?
Yes. Two-to-four-unit properties, the multi-family stock common across Hartford, New Haven, Bridgeport, and Waterbury, are among the most common assets we finance in Connecticut, on both fix-and-flip and DSCR terms. The multiple rent streams also make the DSCR ratio easier to clear than a single-family purchase at Connecticut prices.
What loan products does Conventus offer Connecticut investors?
We’re flexible based on your deal structure. Our four main categories are fix-and-flip and bridge loans for acquisition and rehab, DSCR loans for the rental hold, and ground-up construction financing. If these don’t fit your deal, reach out and we’ll put something together to get your deal financed.
Do you offer DSCR loans in Connecticut, and where do they cash-flow best?
Yes. DSCR loans qualify on the property’s rental income, not your tax returns. They pencil most cleanly in Hartford, New Haven, Bridgeport, and Waterbury, where cap rates run roughly 7% to 9%. In Fairfield County, where yields compress to 4% to 5%, DSCR is usually an appreciation play, and a well-bought two-to-four-unit is what makes the ratio work.
Is Conventus a hard money lender?
Conventus is a private real estate lender. Investors often use “hard money” as shorthand for fast, asset-based financing that qualifies on the deal instead of a W-2, and that is what we provide, with institutional backing, in-house underwriting, and a local Relationship Manager rather than a one-off broker.
Does a fix-and-flip loan cover the renovation budget, or just the purchase?
Both. A Conventus fix-and-flip loan finances the purchase and the rehab in one file, with the construction budget released in draws tied to completed work, so you are not carrying the renovation in cash or stacking a second lender.
Do I need a Connecticut LLC to borrow?
These are business-purpose loans, so most clients borrow through an LLC, and we can typically close in the entity that holds the deal. We do not lend on owner-occupied primary residences.
Which Connecticut markets does Conventus lend in?
Statewide. Activity concentrates where investor volume does, Fairfield County and the Stamford, Norwalk, and Danbury corridor, Greater Hartford, New Haven, and the value-add cores of Bridgeport, Waterbury, and New Britain, but we finance deals across Connecticut.
How fast can you close in Connecticut?
On investor timelines, not retail ones. As fast as 7 days on a clean fix-and-flip file. Speed comes from in-house underwriting and a Relationship Manager who works your file directly.
How do I get a quote or get started?
Call your local Connecticut Relationship Manager at (800) 204-2705, or submit your deal through the lead form and we will follow up. Bring the address, the purchase price, and the rehab scope or the rent, and we can tell you how it structures.